* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: 'Inter', sans-serif;
    line-height: 1.6;
    color: #333;
    background-color: #f8fafc;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

/* Navigation */
.navbar {
    background: #fff;
    box-shadow: 0 2px 10px rgba(0, 0, 0, 0.1);
    position: fixed;
    top: 0;
    width: 100%;
    z-index: 1000;
}

.nav-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    height: 70px;
}

.nav-logo h2 {
    color: #0066cc;
    font-weight: 700;
    font-size: 1.5rem;
}

.nav-menu {
    display: flex;
    list-style: none;
    gap: 2rem;
}

.nav-menu a {
    text-decoration: none;
    color: #64748b;
    font-weight: 500;
    transition: color 0.3s ease;
}

.nav-menu a:hover {
    color: #0066cc;
}

.hamburger {
    display: none;
    flex-direction: column;
    cursor: pointer;
}

.hamburger span {
    width: 25px;
    height: 3px;
    background: #333;
    margin: 3px 0;
    transition: 0.3s;
}

/* Hero Section */
.hero {
    background: linear-gradient(135deg, #0066cc 0%, #004080 100%);
    color: white;
    padding: 120px 0 80px;
    margin-top: 70px;
}

.hero-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
    text-align: center;
}

.hero-content h1 {
    font-size: 3rem;
    font-weight: 700;
    margin-bottom: 1rem;
    line-height: 1.2;
}

.hero-content p {
    font-size: 1.2rem;
    margin-bottom: 2rem;
    opacity: 0.9;
}

.cta-button {
    background: #fff;
    color: #0066cc;
    padding: 15px 30px;
    border: none;
    border-radius: 50px;
    font-size: 1.1rem;
    font-weight: 600;
    cursor: pointer;
    transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.cta-button:hover {
    transform: translateY(-2px);
    box-shadow: 0 10px 25px rgba(0, 0, 0, 0.2);
}

/* Loans Section */
.loans {
    padding: 80px 0;
    background: #fff;
}

.loans h2 {
    text-align: center;
    font-size: 2.5rem;
    font-weight: 700;
    margin-bottom: 3rem;
    color: #1e293b;
}

.loans-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(350px, 1fr));
    gap: 2rem;
}

.loan-card {
    background: #fff;
    border-radius: 16px;
    padding: 2rem;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.08);
    transition: transform 0.3s ease, box-shadow 0.3s ease;
    border: 1px solid #e2e8f0;
}

.loan-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 12px 40px rgba(0, 0, 0, 0.15);
}

.loan-icon {
    width: 80px;
    height: 80px;
    background: linear-gradient(135deg, #0066cc 0%, #004080 100%);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 1.5rem;
}

.loan-icon svg {
    color: white;
}

.loan-card h3 {
    font-size: 1.5rem;
    font-weight: 600;
    margin-bottom: 1rem;
    color: #1e293b;
}

.loan-card p {
    color: #64748b;
    margin-bottom: 2rem;
    line-height: 1.6;
}

.loan-actions {
    display: flex;
    gap: 1rem;
}

.apply-btn, .learn-btn {
    padding: 12px 24px;
    border: none;
    border-radius: 8px;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s ease;
    flex: 1;
}

.apply-btn {
    background: #0066cc;
    color: white;
}

.apply-btn:hover {
    background: #004080;
    transform: translateY(-2px);
}

.learn-btn {
    background: #f1f5f9;
    color: #475569;
}

.learn-btn:hover {
    background: #e2e8f0;
    transform: translateY(-2px);
}

/* Features Section */
.features {
    padding: 80px 0;
    background: #f8fafc;
}

.features h2 {
    text-align: center;
    font-size: 2.5rem;
    font-weight: 700;
    margin-bottom: 3rem;
    color: #1e293b;
}

.features-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
}

.feature {
    text-align: center;
    padding: 2rem;
}

.feature-icon {
    width: 70px;
    height: 70px;
    background: #0066cc;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 1.5rem;
}

.feature-icon svg {
    color: white;
}

.feature h3 {
    font-size: 1.3rem;
    font-weight: 600;
    margin-bottom: 1rem;
    color: #1e293b;
}

.feature p {
    color: #64748b;
    line-height: 1.6;
}

/* Footer */
.footer {
    background: #1e293b;
    color: white;
    padding: 50px 0 20px;
}

.footer-content {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
    margin-bottom: 2rem;
}

.footer-section h3, .footer-section h4 {
    margin-bottom: 1rem;
    color: #fff;
}

.footer-section ul {
    list-style: none;
}

.footer-section ul li {
    margin-bottom: 0.5rem;
}

.footer-section a {
    color: #94a3b8;
    text-decoration: none;
    transition: color 0.3s ease;
}

.footer-section a:hover {
    color: #fff;
}

.footer-bottom {
    text-align: center;
    padding-top: 2rem;
    border-top: 1px solid #334155;
    color: #94a3b8;
}

/* Animations */
@keyframes fadeIn {
    from { opacity: 0; }
    to { opacity: 1; }
}

@keyframes slideIn {
    from { 
        transform: translateY(-50px);
        opacity: 0;
    }
    to { 
        transform: translateY(0);
        opacity: 1;
    }
}

/* Responsive Design */
@media (max-width: 768px) {
    .nav-menu {
        position: fixed;
        left: -100%;
        top: 70px;
        flex-direction: column;
        background-color: white;
        width: 100%;
        text-align: center;
        transition: 0.3s;
        box-shadow: 0 10px 27px rgba(0, 0, 0, 0.05);
        padding: 2rem 0;
    }

    .nav-menu.active {
        left: 0;
    }

    .hamburger {
        display: flex;
    }

    .hamburger.active span:nth-child(2) {
        opacity: 0;
    }

    .hamburger.active span:nth-child(1) {
        transform: translateY(8px) rotate(45deg);
    }

    .hamburger.active span:nth-child(3) {
        transform: translateY(-8px) rotate(-45deg);
    }

    .hero-content h1 {
        font-size: 2rem;
    }

    .hero-content p {
        font-size: 1rem;
    }

    .loans-grid {
        grid-template-columns: 1fr;
    }

    .features-grid {
        grid-template-columns: 1fr;
    }

    .loan-actions {
        flex-direction: column;
    }

    .footer-content {
        grid-template-columns: 1fr;
        text-align: center;
    }
}

@media (max-width: 480px) {
    .container {
        padding: 0 15px;
    }

    .hero {
        padding: 100px 0 60px;
    }

    .loans, .features {
        padding: 60px 0;
    }

    .loan-card {
        padding: 1.5rem;
    }

    .modal-content {
        margin: 10% auto;
        padding: 1.5rem;
    }
}